Options P&L Calculator

Pick a contract, drag the date and price sliders — profit or loss at any price on any date, drawn as a heatmap. Quotes come from the live option chain.

AAPLSpot $305.59
Type
Side
Mid $9.40 / sh
Buy 12026-09-18 $305.00 C@9.40
Net debit +$940

Saving needs a free account — pick up where you left off.

P&L at this point
$0
Price $305.59·2026-08-18 (0d out)·Return 0%
08-18
08-22
08-26
08-30
09-03
09-06
09-10
09-14
09-18
397.27
381.99
366.71
351.43
336.15
320.87
305.59
290.31
275.03
259.75
244.47
229.19
213.91
Max profit
Unlimited
Max loss
-$940
Breakeven (08-18)
$305.59

Convention: P&L is shown per contract (100 shares) — the real-money number; prices are per share. Quotes use the chain’s bid/ask midpoint; real fills are usually a bit worse.

Model: Black-Scholes with a zero risk-free rate. Volatility is not taken from the data vendor but backed out of the contract’s own midpoint, then held constant across the grid — so the “today at spot” cell reads exactly $0, and today’s breakeven equals the spot price.

Error grows outward from that anchor: real IV moves with time and price (especially around earnings), a multi-leg position can only anchor on one contract, and the deep in-the-money rows lose some time value to the zero-rate assumption. The further from “today at spot”, the less reliable — except the expiry column, which is pure intrinsic value and does not depend on volatility at all.

Data: CBOE delayed quotes (~15 min). For education only; not investment advice.